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Gain 1st 650 (Par)
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​เกนเฟิสต์ 650 (มีเงินปันผล)

Key Benefits

  • Easy to apply No health check-up and health declaration required
  • Discounts Premium discounts based on sum assured and age of the insured
  • Guaranteed Return Guaranteed a total return throughout policy period at 650% of the sum assured
  • Dividends Opportunity to receive a dividend on the maturity date

Protection and Benefits

Protection Benefits
1. If death occurs during the policy period

Receive 100% of the accumulated paid premiums, plus 5% of the sum assured
2. If no death occurs duringthe policy period, the insured will receive up to 650% of the sum assured with an opportunity to receive a dividend on the maturity date

2.1 Benefits guaranteeing payment

  • At the end of the 1st - 5th policy year: Receive annual cash return 3% of the sum assured
  • At the end of the 6th - 10th policy year: Receive annual cash return 4% of the sum assured
  • At the end of the 11th - 13th policy year: Receive annual cash return 5% of the sum assured
  • On the maturity date: Receive cash return 600% of the sum assured

2.2 Dividends
On the maturity date: Opportunity to receive a dividend*

Notes

  • Annual cash return is the special cash return.
  • *The company may consider paying dividends on the maturity date to the insured. Dividend amount depends on the return on investment of the par – product assets throughout the policy period deducted by the total cost of this product which the company will allocate at 80% of that surplus to the insured. The dividend at the end of the contract will be different for each product according to terms and conditions, and dividend calculation method specified by the company.

Requirements

  • Insurable age: Newborn - 75 years old
  • Coverage period: 14 years
  • Premium payment period: 6 years
  • Minimum sum assured: 30,000 baht
  • Maximum sum assured: Unlimited
  • Mode of payment: Annually

Premium Rates

Per sum assured of 1,000 baht for both males and females

Age (years) Annual Premium (baht)
Newborn - 75 1,000

Notes

  • For age calculation of the insured, a fraction of more than 6 months shall be counted as a full year.

Example Insurance Coverage

Male, aged 35 years old. Sum assured 100,000 baht

Policy Year Annual Premium(baht) Survival Benefits*(baht) Life Coverage(baht)
1 99,600 3,000 104,600
2 99,600 3,000 204,200
3 99,600 3,000 303,800
4 99,600 3,000 403,400
5 99,600 3,000 503,000
6 99,600 4,000 602,600
7 - 4,000 602,600
8 - 4,000 602,600
9 - 4,000 602,600
10 - 4,000 602,600
11 - 5,000 602,600
12 - 5,000 602,600
13 - 5,000 602,600
14 - 600,000 602,600

Unit: Baht

Summary of Benefits Survival Benefit (at the end of policy year) Example of Dividends from Average Investment Rate of Return throughout the Contract**
3% 4% 5%
Total special annual cash return 50,000 50,000 50,000 50,000
Maturity benefit 600,000 600,000 600,000 600,000
Opportunity to receive dividend on the maturity date - 40,230 90,540 140,850
Total benefit 650,000 690,230 740,540 790,850
Total premium 597,600 597,600 597,600 597,600
Net benefit 52,400 92,630 142,940 193,250

*Special annual cash return and maturity benefit at the end of the policy year
**The average return on investment that the company receives from the investment of the par-product assets throughout the contract period

How to apply

To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333
or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com

Assured by Bangkok Life Assurance Public Company Limited

Notes

  • Insurance premiums are eligible for personal income tax deductions, in line with Revenue Department conditions.
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
  • The insured should read and study the terms and conditions carefully before deciding to buy insurance.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333
or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com

  Call 1333   Call 02 777 8888   Bangkok Bank branch nationwide