Prestige Life

Getting you ready to pass on your security with a life insurance policy that protects your life until the age of 99. Regardless of what the future holds, you may be confident that happiness and success will last forever.

Prestige Life
Prestige Life
Coverage Period
Up to age 99
Prestige Life
Premium Payment Period
5, 10, 15 years
Prestige Life
Death benefit or Maturity benefit receive
100%(2)
Prestige Life
  • Issued age:
    newborn – 70 years old for five-year and ten-year premium payment
    newborn – 65 years old for fifteen-year premium payment
  • Minimum sum assured : 5,000,000 baht
  • Coverage period : up to age 99
  • Premium payment period: annually, semi-annually, quarterly, and monthly
  • Health check-ups are in accordance with the company's underwriting criteria
  • Additional riders can be purchased, according to the conditions set by the company
Click to view Benefits and Coverage
 
Coverages Benefits
Death while the policy is effective
  • Receive 100% of the sum assured, or policy surrender value, or actual accumulated life premium paid, whichever is higher.
Maturity benefit
  • Receive 100% of the sum assured or actual accumulated life premium paid, whichever is higher at maturity date.
Click to view the examples Benefits and Coverage
 

Wealth planning for the people that matter to you behind you

Unit: Baht

Benefits and coverage 50,000,000 baht, the insured aged 40 years
  Female Male
Coverage Period Up to age 99
Premium payment period 10 years
Sum assured 50,000,000
Pay annual premiums 1,922,000 2,268,000
Total premium payment of 10 years 19,220,000 22,680,000
Received coverage benefit  
  • Death while the policy is effective
50,000,000 50,000,000
  • Maturity benefit
50,000,000 50,000,000
Benefits received in excess of paid life insurance premiums 30,780,000 27,320,000

Example A 40-year-old man in good health, a career as a business entrepreneur. He applies for Prestige Life with coverage period up to age 99 and a premium payment period of 10 years totaling 50,000,000 baht in order to provide financial stability for the family.

Prestige Life
Click to View Coverage Exclusions
 

Prestige Life

  • In the event that the insured does not disclose the true statement or makes a false statement, the company will void the contract within two years from the effective date of the insurance policy, or upon renewal, or upon reinstatement, or upon the date the company approves the increase of the sum assured only for the additional part. Unless the insured does not have a stake in the insured event, or the declaration of age is inaccurate that the actual age is outside the normal trade premium rate limit.
  • In the event the insured commits suicide within one year from the effective date of the insurance policy, or upon renewal, or upon reinstatement, or upon the date the company approves the increase of the sum assured only for the additional part, or if murdered by the beneficiary.

Note

  • Information on the website is only a summary of preliminary benefits. Please read the details of the coverage conditions and exclusions before deciding to purchase any insurance products. The coverage conditions and complete exclusions can be inquired from your agents or from your life insurance policy details.
  • Premium payment is the responsibility of the insured. Premium collection by life insurance agents and brokers is a service only
  • A health declaration is one of the factors for underwriting and benefits payment consideration
  • For maximum benefits from the policy, the insured should pay premiums until the premium payment period completes and hold the policy until its maturity
  • Life insurance premiums and health insurance premiums (if any) can be used for personal income tax deductions, according to the criteria set by the Revenue Department

For more details, please contact our life insurance agents or financial advisors nationwide.