Life Insurance

OPD Sabai Jai


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Good Health…Good Life
A good life...begins with good physical and mental health. Bangkok Life Assurance wishes to see you be out and live every day with peace of mind and stay worry-free. We are ready to be by your side, to take care of you in every moment. We protect you through your times of illness and provide you with comprehensive health services, so that you are ready to run towards your desired goals and harvest the happiness to the fullest in every step of your life.

Because taking good care of your health...is the source of prosperity and sustainability in life.

Insured age from 1 – 80 years old and coverage up to the age of 99 years
Insured age from 1 – 80 years old and coverage up to the age of 99 years
Coverage for OPD medical fees with maximum amount 2,000 Baht per visit up to 30 times per policy year
Coverage for OPD medical fees with maximum amount 2,000 Baht per visit up to 30 times per policy year
Service coverage for Hospitals and Clinics
Service coverage for Hospitals and Clinics*

*The OPD coverage is applicable at all hospitals and clinics which offer treatment by modern medical practitioners. No advance payment is necessary at Bangkok Life Assurance PCL contract hospitals and when the expense incurred does not exceed the coverage per visit specified in the policy table. (The insured may check the list of affiliated hospitals at www.bangkoklife.com)

  • The coverage term and the premium payment term are one year. The coverage can be purchased continuously to match the coverage term of a health rider (new health standard) to which the ordinary OPD plan (OPD Sabai Jai) endorsement is attached. The maximum coverage term is until age 99 years.
  • OPD Benefit Endorsement (Normal) (OPD Sabaijai Endorsement) can be purchased and attached with new policy or existing policy that is still effective. The endorsement must be purchased and attached with one of the following health riders (new health standard):
    - BLA Happy Health
    - Value Health
    - Value Health (Kids)
    - Prestige Health Plan 10 million and 30 million
Click to View Benefits and Coverage
 
Coverage Benefits
  Plan 1 Plan 2 Plan 3 Plan 4
Outpatient medical fee per visit
(not exceeding 1 visit per day, maximum 30 visits per policy year)
500 1,000 1,500 2,000
Total Room and Board for health rider** Maximum Amount of Benefit to be purchased
Not exceeding 2,000 baht 1,000 baht
2,001 – 3,000 baht 1,500 baht
3,001 baht and over 2,000 baht

(The insured can purchase only one OPD Benefit Endorsement (Normal) (OPD Sabai Jai Endorsement) per policy. The maximum OPD coverage allowed to be purchased is determined based on total room & board benefit amount from all health riders under the same policy. However, the total OPD coverage for all policies must not exceed 2,000 baht).

**The total Room & Board benefit from all health riders under the same policy to which the OPD Benefit Endorsement (Normal) (OPD Sabai Jai Endorsement) is attached.

Click to view Coverage Exclusion
 

The OPD Benefit Endorsement (Normal) (OPD Sabai Jai Endorsement) will not cover any injury or illness listed in the exclusion specified in the attached health rider which is still in-force.

Remarks

  1. OPD Sabai Jai is the commercial name of the insurance coverage. The insurance plan specified in the policy is the OPD ordinary plan (OPD Sabai Jai) endorsement.
  2. This advertising media is only a summary of preliminary benefits. Please read the details of the coverage conditions and exclusions before deciding to purchase any insurance products. The coverage conditions and complete exclusions can be inquired from your agents or from your life insurance policy details.
  3. Policyholder is responsible for premium payment. Agents and brokers collecting insurance Premium is just the optional service.
  4. Health declaration is one of the consideration factors for eligibility to be insured or for insurance contract payment.
  5. Insurance underwriting is in accordance with the company's underwriting conditions.
  6. OPD Sabai Jai insurance premiums can be adjusted based on factors such as age, occupation, increased medical expenses, or the overall claims payment within the insured’s portfolio.
  7. The premiums for the OPD ordinary plan (OPD Sabai Jai) endorsement are eligible for personal income tax deductions subject to the criteria set by the revenue department.

For more details, please contact our life insurance agents or financial advisors nationwide.

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