| Coverages | Benefits | ||
|---|---|---|---|
| Bangkok Sood Khoom 15/9 |
Bangkok Sood Khoom 18/12 |
Bangkok Sood Khoom 21/15 |
|
| 1. Maturity Benefits | Receive 115% | Receive 118% | Receive 121% |
| (% of the actual accumulated life insurance premiums paid) | |||
| 2. Death Benefit | Receive 115% | Receive 118% | Receive 121% |
| (% of the actual accumulated life insurance premiums paid) | |||
| Plus 100% of the sum assured | |||
| Additional coverage | |||
| 3. In an event of death or loss of limbs and eyesight due to accident | |||
| 3.1 In an event of accidental death | Additional receive 100% of the sum assured | ||
| 3.2 Loss of limbs and eyesight | |||
| 3.2.1 Loss of 2 hands or 2 feet, or 2 eyes | Additional receive 100% of the sum assured | ||
| 3.2.2 Loss of 1 hand and 1 foot, or 1 hand and 1 eye, or 1 foot and 1 eye |
Additional receive 100% of the sum assured | ||
| 3.2.3 Loss of 1 hand, 1 foot, or 1 eye | Additional receive 60% of the sum assured | ||
| 3.2.4 Loss of the thumb and index finger of the same hand, severed at or above the base of the fingers | Additional receive 25% of the sum assured | ||
| 4. Medical expenses due to accident (within 52 weeks from the date of accident) |
Actual expense, up to 5 times of monthly life insurance premiums (per time) |
||
- The company will pay the benefits under Clause 3 if the injury results in death or loss of limbs and eyesight within 180 days from the date of accident or the injured person requires continuous hospitalization as an inpatient and dies as a result of the injury.
- The benefits under Clause 3 will be reduced by the amount of benefits paid under Clauses 3.2.3 and/or 3.2.4 (if any). Once the company has paid 100% of the sum assured, the coverage under Clause 3 will cease.
- Loss of a hand or foot means amputation from the wrist or ankle, including the complete and permanent loss of function of that limb as a result of an accident.
- Loss of eyesight means total blindness with no possibility of recovery.
