- Issued age:
newborn – 70 years old for five-year and ten-year premium payment
newborn – 65 years old for fifteen-year and twenty-year premium payment - Coverage period : up to age 99
- Minimum sum assured : 5,000,000 baht
- Premium payment period: annually, semi-annually, quarterly, and monthly
- Health check-ups are in accordance with the company's underwriting criteria
- Additional riders can be purchased, according to the conditions set by the company
Click to view Benefits and Coverage
| Coverages | Benefits |
|---|---|
| Death while the policy is effective |
|
| Maturity benefit |
|
Click to view the examples Benefits and Coverage
Wealth planning for the people that matter to you behind you
Unit: Baht
| Benefits and coverage 10,000,000 baht, the insured aged 35 years | |||
|---|---|---|---|
| Female | Male | ||
| Coverage Period | Up to age 99 | ||
| Premium payment period | 20 years | ||
| Sum assured | 10,000,000 | ||
| Pay annual premiums | 182,500 | 216,400 | |
| Total premium payment of 20 years | 3,650,000 | 4,328,000 | |
| Received coverage benefit | |||
|
10,000,000 | 10,000,000 | |
|
10,000,000 | 10,000,000 | |
| Benefits received in excess of paid life insurance premiums | 6,350,000 | 5,672,000 | |
*Death benefit receive 100% of the sum assured, or policy surrender value, or actual accumulated life insurance premiums, whichever is higher
**Maturity benefit receive 100% of the sum assured, or actual accumulated life insurance premiums, whichever is higher
Example A 35-year-old female in good health, a career as a business entrepreneur. He applies for Prestige Life with coverage period up to age 99 and a premium payment period of 20 years totaling 10,000,000 baht in order to provide financial stability for the family.
Click to View Coverage Exclusions
- In the event that the insured does not disclose the true statement or makes a false statement, the company will void the contract within two years from the effective date of the insurance policy, or upon renewal, or upon reinstatement, or upon the date the company approves the increase of the sum assured only for the additional part. Unless the insured does not have a stake in the insured event, or the declaration of age is inaccurate that the actual age is outside the normal trade premium rate limit.
- In the event the insured commits suicide within one year from the effective date of the insurance policy, or upon renewal, or upon reinstatement, or upon the date the company approves the increase of the sum assured only for the additional part, or if murdered by the beneficiary.
Note
- Information on the website is only a summary of preliminary benefits. Please read the details of the coverage conditions and exclusions before deciding to purchase any insurance products. The coverage conditions and complete exclusions can be inquired from your agents or from your life insurance policy details.
- Premium payment is the responsibility of the insured. Premium collection by life insurance agents and brokers is a service only
- A health declaration is one of the factors for underwriting and benefits payment consideration
- For maximum benefits from the policy, the insured should pay premiums until the premium payment period completes and hold the policy until its maturity
- Life insurance premiums and health insurance premiums (if any) can be used for personal income tax deductions, according to the criteria set by the Revenue Department
- Prestige Life is the marketing name, consists of Prestige Life (premium payment period of 5, 10 or 15 years) and Prestige Life 99/20 (premium payment period of 20 years)
