| Protection | Benefits |
|---|---|
| 1. If death occurs from all case (except accident) |
Receive 100% of the sum assured or 101% of the accumulated actual life premiums, whichever amount is greater |
| 2. If death occurs from an accident |
Receive 200% of the sum assured |
| 3. If no death occurs during the policy period |
At the end of 15th policy year: Receive 100% of the sum assured or 101% of the accumulated actual life premiums, whichever amount is greater |



